Travel rewards business credit cards are credit cards specifically designed for business owners who travel frequently. These cards often offer generous rewards programs that allow cardholders to earn points or miles for every dollar they spend, which can be redeemed for a variety of travel-related expenses, such as flights, hotels, and rental cars.
Some travel rewards business credit cards offer tiered rewards programs, where cardholders can earn higher rewards rates for certain categories, such as airfare or hotel stays. Other cards may offer a flat rewards rate for all purchases.
Many travel rewards business credit cards also offer a sign-up bonus to new cardholders, which can be a great way to get a head start on earning rewards.
In addition to rewards, travel rewards business credit cards may also offer a variety of additional benefits, such as travel insurance, rental car coverage, and concierge service.
It’s important to carefully consider the terms and conditions of a travel rewards business credit card before applying, as some cards may come with an annual fee and may have restrictions on how rewards can be redeemed.
There are several factors to consider when choosing the best travel rewards business credit cards in 2023. Here are a few key points to consider:
- Rewards program: Look for a card that offers a rewards program that aligns with your business travel needs. If you frequently fly with a particular airline or stay at a certain hotel chain, look for a card that offers points or miles specifically with those partners.
- Sign-up bonus: Many business credit cards offer a sign-up bonus to new cardholders, which can be a great way to get a head start on earning rewards. Consider the value of the sign-up bonus and how easy it is to earn.
- Earning potential: Consider how much you expect to charge on the card each month and how easy it is to earn rewards. Some cards offer higher rewards rates for certain categories, such as travel or office supplies.
- Redemption options: Look for a card that offers flexible redemption options, such as the ability to redeem points or miles for a variety of travel options, including flights, hotels, and rental cars.
- Annual fee: Some business credit cards come with an annual fee, which can eat into your rewards earnings. Consider whether the benefits of the card justify the annual fee, and whether you will use the card enough to make it worth the fee.
- Additional benefits: Look for a card that offers additional benefits, such as travel insurance, rental car coverage, and concierge service. These perks can add value to your business credit card.
Best travel rewards business credit cards 2023 according to Forbes:
- The Blue Business Plus Credit Card: Best Overall Travel Rewards Card for Business
- American Express Business Gold Card: Best for Automatically Enhanced Earnings
- Ink Business Preferred Credit Card: Best Travel Business Card for Rewards on Travel
- The Business Platinum Card: Best Premium Business Rewards Card
- World of Hyatt Business Credit Card: Best Hotel Card for Business
- United Business Card: Best Mid-Range Business Travel Card
- United Club Business card: Best Airline Card for Business
- Wyndham Rewards Earner Business Card: Best Travel Business Card for Road Warriors
- The Hilton Honors American Express Business Card: Best Business Card for Global Hotel Reach
- Delta SkyMiles Reserve Business American Express Card: Best Business Card for Delta Loyalists
- Southwest Rapid Rewards Performance Business Credit Card: Best Business Airline Card for Domestic Travelers
- Capital One Spark Miles for Business: Best Travel Rewards for Big Spenders